ACHIEVE FINANCIAL FREEDOM

Many times people acquire debt because they don’t have a defined spending plan that details their income and expenses.  So while they feel they have enough money to pay for that new car (or Jordan’s or Tommy Gear; feel free to insert here whatever is your personal vice), they find that all of a sudden, their credit payments are outrageous!

Your spending plan is simply a helpful tool in financial planning and financial planning is nothing more than optimizing your money in the way that is most beneficial for you and your family.

One of the best ways to save money is to allocate it wisely and track its release. With a wise spending plan (or a budget, as it is more commonly called) to guide you in spending your resources, you can plug money leaks and take steps to reduce debt. It’s also easier to save money for wise purchases and just plain fun times with family and friends.

Some people view a spending plan as a whip-cracking slave driver that pushes them in ways they don’t want to go. It’s true that developing and living by a spending plan is not as much fun initially as spending money any way you want to is.   However, over time a good plan can give you much greater financial opportunities. Although everyone’s financial situation is different, a spending plan offers advantages to everyone:

• It reveals how you (and your spouse) spend money so you can accurately reduce or eliminate unnecessary spending.
• It helps you use your current and estimated income more effectively.
• It gives you accurate information so you can make wise choices, meet needs, satisfy wants, and attain desired goals.
• It can help you prepare for uncertain economic times, since you will know where you stand financially and will be prepared to make adjustments when life throws curves at you.
• It helps you measure your progress in saving money and reducing unnecessary spending.
• It may improve your standard of living.
• It gives you a base from which to discuss fun ideas and financial goals with your family.
• It can lead to your having more money available for investments and charitable giving.
• It is a key element in reducing debt–or eliminating it altogether.
• It can give you the options to buy items you want as well as those you need.
• It motivates others around you, including family members, to participate in the saving process.

Come learn how you can develop and use a workable spending plan to achieve your own financial goals!

Class Dates: February 1 & 3
Class Times: 5:30pm-8:30pm
Location: Fostoria Learning Center
Cost: $25

Registrations close 2 business days prior to class date.  Classes must have a minimum of 4 people to run.
Register Here